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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,443 | $165,381+69.6% | $149,730+87.3% | $158,966+76.4% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 0.23% | 348.29%-348.1pp | 276.70%-276.5pp | 302.95%-302.7pp |
| Employer contribution / active EE | $6,535 | $5,104+28.0% | $4,645+40.7% | $4,762+37.2% |
| Participant deferral / active EE | $7,765 | $7,182+8.1% | $6,843+13.5% | $5,983+29.8% |
| Admin fee / account holder | $12 | $10,809-99.9% | $9,310-99.9% | $11,250-99.9% |