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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,407 | $75,959+137.5% | $154,114+17.1% | $64,181+181.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.58% | 30.32%-38.9pp | 735.16%-743.7pp | 7.63%-16.2pp |
| Employer contribution / active EE | $6,934 | $3,350+107.0% | $5,298+30.9% | $2,381+191.3% |
| Participant deferral / active EE | $6,091 | $3,175+91.8% | $5,081+19.9% | $3,470+75.5% |
| Admin fee / account holder | $977 | $5,589-82.5% | $13,411-92.7% | $4,887-80.0% |