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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,358 | $90,467+133.6% | $93,759+125.4% | $134,532+57.1% |
| Participation rate | 90.9% | 82.0%+8.9pp | 81.0%+9.9pp | 81.2%+9.7pp |
| Annual return | -17.12% | -15.72%-1.4pp | -11.33%-5.8pp | 418.27%-435.4pp |
| Employer contribution / active EE | $15,241 | $4,345+250.7% | $4,324+252.5% | $4,741+221.5% |
| Participant deferral / active EE | $7,518 | $5,980+25.7% | $6,096+23.3% | $6,401+17.4% |
| Admin fee / account holder | $1,437 | $9,258-84.5% | $7,197-80.0% | $11,429-87.4% |