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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,018 | $197,594+68.0% | $177,822+86.7% | $158,931+108.9% |
| Participation rate | 95.7% | 88.5%+7.1pp | 87.7%+7.9pp | 82.0%+13.7pp |
| Annual return | 13.61% | 58.76%-45.1pp | 48.32%-34.7pp | 302.86%-289.2pp |
| Employer contribution / active EE | $14,088 | $6,697+110.4% | $5,918+138.0% | $4,761+195.9% |
| Participant deferral / active EE | $14,676 | $8,405+74.6% | $7,714+90.3% | $5,982+145.3% |
| Admin fee / account holder | $681 | $15,400-95.6% | $12,428-94.5% | $11,247-93.9% |