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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,263 | $184,000+66.4% | $162,185+88.8% | $152,909+100.3% |
| Participation rate | 90.5% | 88.5%+2.0pp | 87.6%+2.9pp | 82.5%+8.0pp |
| Annual return | 22.03% | 150.80%-128.8pp | 115.61%-93.6pp | 345.46%-323.4pp |
| Employer contribution / active EE | $14,888 | $6,370+133.7% | $5,613+165.2% | $4,764+212.5% |
| Participant deferral / active EE | $6,470 | $8,033-19.5% | $7,297-11.3% | $5,851+10.6% |
| Admin fee / account holder | $4,994 | $13,124-61.9% | $10,844-53.9% | $11,601-57.0% |