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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,687 | $56,339+43.2% | $104,301-22.6% | $68,495+17.8% |
| Participation rate | 85.7% | 63.3%+22.4pp | 73.3%+12.4pp | 67.9%+17.8pp |
| Annual return | -13.85% | -9.19%-4.7pp | 24.61%-38.5pp | -7.84%-6.0pp |
| Employer contribution / active EE | $2,439 | $1,960+24.5% | $3,373-27.7% | $2,596-6.0% |
| Participant deferral / active EE | $4,944 | $3,077+60.7% | $4,626+6.9% | $4,028+22.7% |
| Admin fee / account holder | $2,139 | $4,902-56.4% | $7,340-70.9% | $5,403-60.4% |