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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,536 | $150,447-82.4% | $136,298-80.5% | $147,586-82.0% |
| Participation rate | 95.7% | 84.4%+11.2pp | 81.9%+13.7pp | 82.8%+12.8pp |
| Annual return | 19.75% | 1049.15%-1029.4pp | 5156.27%-5136.5pp | 578.59%-558.8pp |
| Employer contribution / active EE | $2,208 | $5,256-58.0% | $4,696-53.0% | $4,876-54.7% |
| Participant deferral / active EE | $6,557 | $6,631-1.1% | $6,247+5.0% | $5,439+20.6% |
| Admin fee / account holder | $2,290 | $10,906-79.0% | $9,244-75.2% | $10,886-79.0% |