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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,438 | $76,551-77.2% | $123,894-85.9% | $62,881-72.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.36% | 18.68%-14.3pp | 47.52%-43.2pp | 20.14%-15.8pp |
| Employer contribution / active EE | $2,927 | $2,882+1.6% | $4,617-36.6% | $2,281+28.3% |
| Participant deferral / active EE | $7,003 | $4,840+44.7% | $5,984+17.0% | $3,203+118.7% |
| Admin fee / account holder | $934 | $4,826-80.6% | $8,357-88.8% | $4,296-78.3% |