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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,828 | $209,425-82.4% | $178,499-79.4% | $158,966-76.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.19% | 188.80%-172.6pp | 151.10%-134.9pp | 302.95%-286.8pp |
| Employer contribution / active EE | $1,897 | $5,707-66.8% | $5,011-62.2% | $4,762-60.2% |
| Participant deferral / active EE | $6,357 | $5,955+6.8% | $5,202+22.2% | $5,983+6.2% |
| Admin fee / account holder | $4,991 | $17,078-70.8% | $13,986-64.3% | $11,250-55.6% |