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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,404 | $202,342-84.0% | $172,752-81.2% | $152,897-78.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 18.03% | 1029.83%-1011.8pp | 802.97%-784.9pp | 345.43%-327.4pp |
| Employer contribution / active EE | $795 | $5,858-86.4% | $5,144-84.6% | $4,764-83.3% |
| Participant deferral / active EE | $2,448 | $5,948-58.8% | $5,198-52.9% | $5,851-58.2% |
| Admin fee / account holder | $2,572 | $17,111-85.0% | $13,955-81.6% | $11,599-77.8% |