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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,410 | $99,032+231.6% | $80,022+310.4% | $135,382+142.6% |
| Participation rate | 83.3% | 78.4%+5.0pp | 75.8%+7.5pp | 82.6%+0.7pp |
| Annual return | -4.94% | 15.39%-20.3pp | 11.22%-16.2pp | 519.77%-524.7pp |
| Employer contribution / active EE | $1,821 | $3,043-40.2% | $2,468-26.2% | $4,779-61.9% |
| Participant deferral / active EE | $4,206 | $4,282-1.8% | $3,686+14.1% | $5,609-25.0% |
| Admin fee / account holder | $4,213 | $10,436-59.6% | $6,521-35.4% | $10,829-61.1% |