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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,568 | $217,427+33.2% | $185,837+55.8% | $167,518+72.9% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.04% | 148.39%-134.4pp | 122.08%-108.0pp | 478.71%-464.7pp |
| Employer contribution / active EE | $6,481 | $5,874+10.3% | $5,168+25.4% | $4,838+34.0% |
| Participant deferral / active EE | $9,770 | $6,357+53.7% | $5,568+75.5% | $6,342+54.1% |
| Admin fee / account holder | $15,466 | $19,816-22.0% | $16,241-4.8% | $12,312+25.6% |