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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,725 | $142,361-56.6% | $119,608-48.4% | $134,509-54.1% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.3%+8.2pp | 81.2%+6.3pp |
| Annual return | 2.55% | -12.46%+15.0pp | -14.98%+17.5pp | 418.13%-415.6pp |
| Employer contribution / active EE | $2,916 | $5,224-44.2% | $4,232-31.1% | $4,741-38.5% |
| Participant deferral / active EE | $5,901 | $6,468-8.8% | $5,601+5.4% | $6,400-7.8% |
| Admin fee / account holder | $1,655 | $13,588-87.8% | $10,326-84.0% | $11,427-85.5% |