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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,546 | $89,259-15.4% | $107,187-29.5% | $82,637-8.6% |
| Participation rate | 40.6% | 67.9%-27.3pp | 75.0%-34.4pp | 68.1%-27.4pp |
| Annual return | 19.21% | 21.02%-1.8pp | 204.55%-185.3pp | 53.51%-34.3pp |
| Employer contribution / active EE | $952 | $3,080-69.1% | $3,782-74.8% | $2,552-62.7% |
| Participant deferral / active EE | $3,475 | $4,037-13.9% | $5,096-31.8% | $4,126-15.8% |
| Admin fee / account holder | $2,099 | $7,381-71.6% | $9,162-77.1% | $7,339-71.4% |