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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,850 | $181,896-47.9% | $156,551-39.4% | $273,972-65.4% |
| Participation rate | 45.5% | 88.4%-42.9pp | 84.0%-38.6pp | 83.0%-37.6pp |
| Annual return | 8.73% | 30.74%-22.0pp | 32.23%-23.5pp | 41.46%-32.7pp |
| Employer contribution / active EE | $2,297 | $6,248-63.2% | $5,501-58.3% | $4,869-52.8% |
| Participant deferral / active EE | $8,166 | $5,550+47.1% | $4,871+67.7% | $5,287+54.5% |
| Admin fee / account holder | $68,778 | $15,560+342.0% | $13,028+427.9% | $10,133+578.8% |