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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,244 | $98,776-14.7% | $149,745-43.7% | $79,856+5.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.79% | 27.38%-15.6pp | 276.72%-264.9pp | 31.71%-19.9pp |
| Employer contribution / active EE | $3,874 | $3,217+20.4% | $4,646-16.6% | $2,471+56.8% |
| Participant deferral / active EE | $7,724 | $5,681+36.0% | $6,843+12.9% | $3,741+106.5% |
| Admin fee / account holder | $32,441 | $6,053+436.0% | $9,312+248.4% | $5,306+511.4% |