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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,205 | $106,549+30.6% | $91,225+52.6% | $134,509+3.5% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -17.98% | 160.73%-178.7pp | 114.10%-132.1pp | 418.13%-436.1pp |
| Employer contribution / active EE | $3,830 | $3,331+15.0% | $2,851+34.3% | $4,741-19.2% |
| Participant deferral / active EE | $13,301 | $4,719+181.8% | $4,234+214.1% | $6,400+107.8% |
| Admin fee / account holder | $662 | $6,234-89.4% | $5,422-87.8% | $11,427-94.2% |