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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,058 | $127,273+28.9% | $109,895+49.3% | $167,518-2.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 27.84% | 22.97%+4.9pp | 29.46%-1.6pp | 478.71%-450.9pp |
| Employer contribution / active EE | $3,083 | $3,324-7.2% | $2,843+8.4% | $4,838-36.3% |
| Participant deferral / active EE | $11,631 | $4,515+157.6% | $4,049+187.3% | $6,342+83.4% |
| Admin fee / account holder | $726 | $7,117-89.8% | $6,067-88.0% | $12,312-94.1% |