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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,204 | $168,635+7.5% | $147,617+22.8% | $125,389+44.5% |
| Participation rate | 44.4% | 88.8%-44.3pp | 84.6%-40.2pp | 83.2%-38.7pp |
| Annual return | -3.10% | 77.65%-80.8pp | 61.98%-65.1pp | 282.24%-285.3pp |
| Employer contribution / active EE | $1,336 | $6,252-78.6% | $5,564-76.0% | $4,866-72.5% |
| Participant deferral / active EE | $5,342 | $5,507-3.0% | $4,895+9.1% | $5,352-0.2% |
| Admin fee / account holder | $0 | $13,580-100.0% | $11,612-100.0% | $9,541-100.0% |