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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,648 | $83,337-21.2% | $67,834-3.2% | $273,972-76.0% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 5.58% | 259.45%-253.9pp | 138.47%-132.9pp | 41.46%-35.9pp |
| Employer contribution / active EE | $5,181 | $3,287+57.6% | $2,403+115.6% | $4,869+6.4% |
| Participant deferral / active EE | $6,563 | $4,088+60.5% | $3,160+107.7% | $5,287+24.1% |
| Admin fee / account holder | $3,129 | $6,752-53.7% | $4,622-32.3% | $10,133-69.1% |