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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,262 | $76,368-21.1% | $67,681-11.0% | $154,746-61.1% |
| Participation rate | 90.0% | 79.0%+11.0pp | 73.7%+16.3pp | 80.7%+9.3pp |
| Annual return | 14.80% | 1066.77%-1052.0pp | 590.58%-575.8pp | 172.34%-157.5pp |
| Employer contribution / active EE | $3,187 | $3,151+1.1% | $2,678+19.0% | $4,379-27.2% |
| Participant deferral / active EE | $9,433 | $4,824+95.6% | $3,976+137.3% | $6,730+40.2% |
| Admin fee / account holder | $4,578 | $8,559-46.5% | $6,100-24.9% | $14,365-68.1% |