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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,054 | $72,446+2.2% | $67,561+9.6% | $145,877-49.2% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 9.42% | 7211.98%-7202.6pp | 3525.44%-3516.0pp | 551.28%-541.9pp |
| Employer contribution / active EE | $3,753 | $3,072+22.2% | $2,735+37.2% | $4,663-19.5% |
| Participant deferral / active EE | $10,713 | $4,785+123.9% | $4,003+167.6% | $6,691+60.1% |
| Admin fee / account holder | $14,447 | $5,541+160.7% | $4,006+260.7% | $13,402+7.8% |