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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,945 | $59,834-81.7% | $79,576-86.2% | $68,495-84.0% |
| Participation rate | 77.8% | 61.1%+16.7pp | 69.5%+8.3pp | 67.9%+9.9pp |
| Annual return | -17.12% | -12.30%-4.8pp | 0.15%-17.3pp | -7.84%-9.3pp |
| Employer contribution / active EE | $944 | $1,505-37.3% | $2,413-60.9% | $2,596-63.6% |
| Participant deferral / active EE | $1,817 | $3,024-39.9% | $3,985-54.4% | $4,028-54.9% |
| Admin fee / account holder | $3,942 | $4,835-18.5% | $6,834-42.3% | $5,403-27.0% |