Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,658 | $63,082-83.1% | $81,726-87.0% | $79,856-86.7% |
| Participation rate | 66.7% | 67.5%-0.9pp | 72.0%-5.3pp | 69.6%-3.0pp |
| Annual return | 14.75% | 22.66%-7.9pp | 29.49%-14.7pp | 31.71%-17.0pp |
| Employer contribution / active EE | $723 | $1,795-59.7% | $4,311-83.2% | $2,471-70.8% |
| Participant deferral / active EE | $1,463 | $2,780-47.4% | $7,108-79.4% | $3,741-60.9% |
| Admin fee / account holder | $429 | $4,428-90.3% | $5,160-91.7% | $5,306-91.9% |