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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,693 | $71,230-78.0% | $93,727-83.3% | $80,959-80.6% |
| Participation rate | 89.3% | 60.4%+28.9pp | 68.7%+20.6pp | 67.7%+21.6pp |
| Annual return | 8.96% | 11.26%-2.3pp | 133.83%-124.9pp | 35.67%-26.7pp |
| Employer contribution / active EE | $1,093 | $1,565-30.2% | $2,421-54.9% | $2,757-60.4% |
| Participant deferral / active EE | $1,928 | $4,037-52.2% | $4,417-56.3% | $4,300-55.2% |
| Admin fee / account holder | $1,501 | $6,961-78.4% | $8,292-81.9% | $6,925-78.3% |