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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,877 | $126,113-54.1% | $116,096-50.1% | $155,188-62.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 27.83% | 391.72%-363.9pp | 326.25%-298.4pp | 148.84%-121.0pp |
| Employer contribution / active EE | $13,447 | $2,672+403.3% | $2,503+437.1% | $4,248+216.6% |
| Participant deferral / active EE | $6,216 | $4,162+49.4% | $3,952+57.3% | $6,531-4.8% |
| Admin fee / account holder | $4,336 | $8,045-46.1% | $7,704-43.7% | $14,480-70.1% |