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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,202 | $110,039-66.2% | $97,260-61.8% | $145,884-74.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 15.02% | 244.44%-229.4pp | 75.54%-60.5pp | 551.85%-536.8pp |
| Employer contribution / active EE | $8,712 | $3,074+183.4% | $2,721+220.2% | $4,662+86.9% |
| Participant deferral / active EE | $6,204 | $4,674+32.7% | $4,262+45.6% | $6,690-7.3% |
| Admin fee / account holder | $2,034 | $6,204-67.2% | $5,640-63.9% | $13,392-84.8% |