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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,260 | $117,829+70.0% | $102,423+95.5% | $145,877+37.3% |
| Participation rate | 88.9% | 78.6%+10.3pp | 76.5%+12.4pp | 80.3%+8.6pp |
| Annual return | 19.15% | 31.83%-12.7pp | 29.42%-10.3pp | 551.28%-532.1pp |
| Employer contribution / active EE | $1,441 | $3,615-60.1% | $3,023-52.3% | $4,663-69.1% |
| Participant deferral / active EE | $12,542 | $5,732+118.8% | $5,054+148.2% | $6,691+87.5% |
| Admin fee / account holder | $3,271 | $13,335-75.5% | $9,455-65.4% | $13,402-75.6% |