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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,615 | $110,240+40.3% | $96,544+60.2% | $139,487+10.8% |
| Participation rate | 81.8% | 78.1%+3.7pp | 76.0%+5.8pp | 80.3%+1.5pp |
| Annual return | 16.44% | 26.41%-10.0pp | 25.88%-9.4pp | 373.84%-357.4pp |
| Employer contribution / active EE | $1,373 | $3,622-62.1% | $2,966-53.7% | $4,755-71.1% |
| Participant deferral / active EE | $13,181 | $5,549+137.5% | $4,851+171.7% | $6,713+96.4% |
| Admin fee / account holder | $26,519 | $11,602+128.6% | $8,254+221.3% | $11,407+132.5% |