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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,354 | $98,760+72.5% | $149,715+13.8% | $79,858+113.3% |
| Participation rate | 78.8% | 75.8%+3.0pp | 82.5%-3.7pp | 69.6%+9.2pp |
| Annual return | 9.54% | 27.43%-17.9pp | 276.66%-267.1pp | 31.72%-22.2pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $6,028 | $5,681+6.1% | $6,842-11.9% | $3,740+61.2% |
| Admin fee / account holder | $1,491 | $6,053-75.4% | $9,310-84.0% | $5,306-71.9% |