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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,880 | $181,062+40.2% | $158,223+60.5% | $155,188+63.6% |
| Participation rate | 94.1% | 82.7%+11.5pp | 79.2%+14.9pp | 80.8%+13.3pp |
| Annual return | 19.27% | 57.39%-38.1pp | 52.09%-32.8pp | 148.84%-129.6pp |
| Employer contribution / active EE | $1,934 | $4,565-57.6% | $4,109-52.9% | $4,248-54.5% |
| Participant deferral / active EE | $5,452 | $6,134-11.1% | $5,467-0.3% | $6,531-16.5% |
| Admin fee / account holder | $11,770 | $18,825-37.5% | $16,047-26.7% | $14,480-18.7% |