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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,608 | $198,457-5.0% | $170,435+10.7% | $147,586+27.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 19.91% | 257.30%-237.4pp | 205.94%-186.0pp | 578.59%-558.7pp |
| Employer contribution / active EE | $3,817 | $6,183-38.3% | $5,432-29.7% | $4,876-21.7% |
| Participant deferral / active EE | $7,024 | $5,629+24.8% | $4,939+42.2% | $5,439+29.2% |
| Admin fee / account holder | $2,503 | $16,852-85.1% | $13,881-82.0% | $10,886-77.0% |