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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,133 | $59,123-89.6% | $77,183-92.1% | $75,181-91.8% |
| Participation rate | 51.7% | 63.9%-12.1pp | 69.6%-17.9pp | 67.2%-15.5pp |
| Annual return | 76.65% | 26.72%+49.9pp | 37.89%+38.8pp | 160.69%-84.0pp |
| Employer contribution / active EE | $731 | $1,996-63.4% | $2,534-71.2% | $2,671-72.6% |
| Participant deferral / active EE | $1,765 | $2,999-41.2% | $3,833-54.0% | $4,126-57.2% |
| Admin fee / account holder | $44 | $4,776-99.1% | $5,475-99.2% | $5,650-99.2% |