Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,220 | $72,492-72.1% | $87,104-76.8% | $72,975-72.3% |
| Participation rate | 59.7% | 72.8%-13.1pp | 76.9%-17.1pp | 69.5%-9.7pp |
| Annual return | 19.20% | 24.46%-5.3pp | 28.19%-9.0pp | 81.01%-61.8pp |
| Employer contribution / active EE | $224 | $1,894-88.2% | $2,521-91.1% | $2,440-90.8% |
| Participant deferral / active EE | $1,548 | $3,270-52.7% | $4,048-61.8% | $3,608-57.1% |
| Admin fee / account holder | $1,529 | $5,055-69.7% | $7,491-79.6% | $5,124-70.2% |