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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,742 | $97,761-63.4% | $83,850-57.4% | $135,382-73.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.92% | 1287.44%-1295.4pp | 850.92%-858.8pp | 519.77%-527.7pp |
| Employer contribution / active EE | $12,105 | $4,222+186.7% | $3,631+233.4% | $4,779+153.3% |
| Participant deferral / active EE | $3,922 | $4,682-16.2% | $4,082-3.9% | $5,609-30.1% |
| Admin fee / account holder | $1,341 | $6,674-79.9% | $5,478-75.5% | $10,829-87.6% |