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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,456 | $90,617-76.3% | $79,476-73.0% | $135,382-84.2% |
| Participation rate | 83.3% | 76.1%+7.3pp | 73.3%+10.0pp | 82.6%+0.7pp |
| Annual return | -2.74% | 977.57%-980.3pp | 718.21%-720.9pp | 519.77%-522.5pp |
| Employer contribution / active EE | $0 | $3,068-100.0% | $2,800-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,334 | $4,050-42.4% | $3,704-37.0% | $5,609-58.4% |
| Admin fee / account holder | $3,882 | $5,907-34.3% | $5,113-24.1% | $10,829-64.1% |