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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,956 | $176,105+35.7% | $159,474+49.8% | $167,536+42.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 10.10% | 331.91%-321.8pp | 263.68%-253.6pp | 478.82%-468.7pp |
| Employer contribution / active EE | $10,165 | $5,299+91.8% | $4,831+110.4% | $4,839+110.1% |
| Participant deferral / active EE | $14,160 | $7,751+82.7% | $7,353+92.6% | $6,342+123.3% |
| Admin fee / account holder | $1,331 | $12,559-89.4% | $10,802-87.7% | $12,315-89.2% |