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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,209 | $157,304+5.7% | $141,197+17.7% | $152,909+8.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.35% | 64.34%-43.0pp | 71.41%-50.1pp | 345.46%-324.1pp |
| Employer contribution / active EE | $10,120 | $5,263+92.3% | $4,736+113.7% | $4,764+112.4% |
| Participant deferral / active EE | $12,023 | $7,111+69.1% | $6,710+79.2% | $5,851+105.5% |
| Admin fee / account holder | $1,000 | $12,126-91.8% | $10,265-90.3% | $11,601-91.4% |