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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,014 | $160,028+18.1% | $147,080+28.5% | $145,884+29.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.46% | 98.60%-80.1pp | 420.17%-401.7pp | 551.85%-533.4pp |
| Employer contribution / active EE | $12,560 | $5,286+137.6% | $4,933+154.6% | $4,662+169.4% |
| Participant deferral / active EE | $17,635 | $8,422+109.4% | $8,066+118.6% | $6,690+163.6% |
| Admin fee / account holder | $698 | $15,030-95.4% | $12,989-94.6% | $13,392-94.8% |