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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,569 | $165,399-49.5% | $149,745-44.2% | $158,982-47.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 8.67% | 348.34%-339.7pp | 276.72%-268.1pp | 302.99%-294.3pp |
| Employer contribution / active EE | $10,997 | $5,105+115.4% | $4,646+136.7% | $4,763+130.9% |
| Participant deferral / active EE | $14,518 | $7,183+102.1% | $6,843+112.2% | $5,983+142.6% |
| Admin fee / account holder | $13,477 | $10,811+24.7% | $9,312+44.7% | $11,252+19.8% |