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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,062 | $97,761-71.3% | $83,850-66.5% | $135,382-79.3% |
| Participation rate | 82.4% | 80.0%+2.4pp | 76.1%+6.2pp | 82.6%-0.3pp |
| Annual return | -3.34% | 1287.44%-1290.8pp | 850.92%-854.3pp | 519.77%-523.1pp |
| Employer contribution / active EE | $2,986 | $4,222-29.3% | $3,631-17.8% | $4,779-37.5% |
| Participant deferral / active EE | $5,650 | $4,682+20.7% | $4,082+38.4% | $5,609+0.7% |
| Admin fee / account holder | $526 | $6,674-92.1% | $5,478-90.4% | $10,829-95.1% |