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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,660 | $138,075-35.1% | $123,552-27.4% | $135,379-33.8% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -6.35% | 153.70%-160.1pp | 119.20%-125.6pp | 519.79%-526.1pp |
| Employer contribution / active EE | $3,484 | $5,152-32.4% | $4,628-24.7% | $4,779-27.1% |
| Participant deferral / active EE | $4,949 | $6,800-27.2% | $6,426-23.0% | $5,609-11.8% |
| Admin fee / account holder | $47 | $10,917-99.6% | $9,285-99.5% | $10,828-99.6% |