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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,768 | $102,393+16.0% | $147,041-19.2% | $80,911+46.8% |
| Participation rate | 97.8% | 75.9%+21.9pp | 82.2%+15.6pp | 67.6%+30.1pp |
| Annual return | 18.22% | 134.95%-116.7pp | 419.21%-401.0pp | 35.63%-17.4pp |
| Employer contribution / active EE | $2,333 | $3,715-37.2% | $4,935-52.7% | $2,756-15.4% |
| Participant deferral / active EE | $10,628 | $6,647+59.9% | $8,071+31.7% | $4,297+147.3% |
| Admin fee / account holder | $8,740 | $7,943+10.0% | $13,006-32.8% | $6,935+26.0% |