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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $881,327 | $201,264+337.9% | $184,185+378.5% | $145,978+503.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 0.21% | 29.00%-28.8pp | 28.81%-28.6pp | 550.52%-550.3pp |
| Employer contribution / active EE | $145,075 | $7,021+1966.4% | $6,426+2157.8% | $4,662+3012.0% |
| Participant deferral / active EE | $103,616 | $9,806+956.6% | $9,132+1034.6% | $6,690+1448.9% |
| Admin fee / account holder | $351,491 | $16,376+2046.4% | $13,909+2427.1% | $13,400+2523.0% |