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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,051 | $152,592-83.6% | $125,180-80.0% | $152,885-83.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 12.62% | 54.84%-42.2pp | 43.79%-31.2pp | 345.39%-332.8pp |
| Employer contribution / active EE | $2,451 | $4,947-50.4% | $3,866-36.6% | $4,763-48.5% |
| Participant deferral / active EE | $4,630 | $5,868-21.1% | $4,937-6.2% | $5,851-20.9% |
| Admin fee / account holder | $34,146 | $13,435+154.2% | $9,703+251.9% | $11,598+194.4% |