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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,441 | $110,248+59.1% | $95,728+83.3% | $139,456+25.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 6.82% | 27.16%-20.3pp | 28.40%-21.6pp | 373.45%-366.6pp |
| Employer contribution / active EE | $11,389 | $3,258+249.5% | $2,835+301.7% | $4,753+139.6% |
| Participant deferral / active EE | $11,934 | $4,675+155.3% | $4,245+181.2% | $6,711+77.8% |
| Admin fee / account holder | $347 | $6,607-94.8% | $5,673-93.9% | $11,407-97.0% |