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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,255 | $46,072-21.3% | $69,779-48.0% | $55,167-34.3% |
| Participation rate | 20.4% | 67.5%-47.1pp | 71.8%-51.4pp | 69.0%-48.6pp |
| Annual return | 8.03% | 8.68%-0.6pp | 12.99%-5.0pp | 169.23%-161.2pp |
| Employer contribution / active EE | $460 | $1,500-69.3% | $2,338-80.3% | $1,963-76.6% |
| Participant deferral / active EE | $737 | $2,344-68.6% | $2,931-74.9% | $3,054-75.9% |
| Admin fee / account holder | $44 | $428-89.8% | $4,381-99.0% | $504-91.4% |