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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,237 | $97,761-79.3% | $83,850-75.9% | $135,382-85.1% |
| Participation rate | 63.6% | 80.0%-16.3pp | 76.1%-12.5pp | 82.6%-19.0pp |
| Annual return | -4.73% | 1287.44%-1292.2pp | 850.92%-855.7pp | 519.77%-524.5pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,483 | $4,682-68.3% | $4,082-63.7% | $5,609-73.6% |
| Admin fee / account holder | $1,314 | $6,674-80.3% | $5,478-76.0% | $10,829-87.9% |