Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,817 | $65,364-51.3% | $92,909-65.8% | $72,975-56.4% |
| Participation rate | 62.5% | 68.3%-5.8pp | 76.0%-13.5pp | 69.5%-7.0pp |
| Annual return | 22.27% | 42.11%-19.8pp | 109.44%-87.2pp | 81.01%-58.7pp |
| Employer contribution / active EE | $5,712 | $2,594+120.2% | $3,653+56.3% | $2,440+134.1% |
| Participant deferral / active EE | $1,232 | $3,128-60.6% | $4,238-70.9% | $3,608-65.8% |
| Admin fee / account holder | $1,732 | $4,251-59.3% | $5,795-70.1% | $5,124-66.2% |