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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,756 | $88,585+83.7% | $69,884+132.9% | $134,532+21.0% |
| Participation rate | 57.9% | 74.9%-17.0pp | 70.5%-12.6pp | 81.2%-23.3pp |
| Annual return | -17.20% | 442.80%-460.0pp | 190.81%-208.0pp | 418.27%-435.5pp |
| Employer contribution / active EE | $932 | $3,235-71.2% | $2,560-63.6% | $4,741-80.4% |
| Participant deferral / active EE | $2,871 | $4,770-39.8% | $3,848-25.4% | $6,401-55.1% |
| Admin fee / account holder | $3,367 | $10,441-67.8% | $6,266-46.3% | $11,429-70.5% |